[Zurück zur
Trefferliste]
 

The Transmission of Bank Funding to Corporate Loans: Deleveraging in Germany

Wirtschaftswissenschaften

Autoren:
Fidrmuc, Jarko, Siddiqui, Martin, Schreiber, Philipp
Titel:
The Transmission of Bank Funding to Corporate Loans: Deleveraging in Germany
Kurzzitat:
Fidrmuc, Jarko, Siddiqui, Martin, Schreiber, Philipp: The Transmission of Bank Funding to Corporate Loans: Deleveraging in Germany, Open Economies Review, 2015; Jg. 26 (3): 581-597: https://ideas.repec.org/a/kap/openec/v26y2015i3p581-597.html.
Publikationstyp:
Originalarbeiten in wissenschaftlichen Fachzeitschriften mit Review-Verfahren
Abstract:
Healthy banks are crucially important for smooth lending. Correspondingly, bank regulations including Basel III intend to create a strong financial sector. However, the higher capital requirements may also worsen the access to finance especially during the transition period. Using data on firm-bank relationships in Germany between 2005 and 2007, we show that the debt ratio of banks is related to the bank loan risk. In order to assess the potential effect of tighter capital requirements due to regulatory changes, we analyze industry specific responses of loan conditions to bank debt levels. Our findings imply that manufacturing, and to a lesser extent wholesale and retail trade, will potentially face a more restricted access to bank loans after the tightening of capital requirements.
URL
https://ideas.repec.org/a/kap/openec/v26y2015i3p581-597.html
Kontakt:
Zeppelin-Lehrstuhl für Internationale Wirtschaftstheorie & -politik (eingerichtet 05 / 2011)

Am Seemooser Horn 20
88045 Friedrichshafen

Tel: +49 7541 6009-1241
Fax: +49 7541 6009-1299
Email: jarko.fidrmuc@zu.de
http://www.zeppelin-university.de/deutsch/lehrstuehle/internationales_management/internationales_management_profil.php
Forschungsbericht der Abteilung für das Jahr 2015